Auto Insurance
Good Drivers are Responsible Drivers.

What would you do if your car got completely wrecked today? What would that affect? How many things would you have to reschedule? How would you get to work? Having an effective auto insurance policy will make answering these questions a breeze.
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At James B Black & Associates Insurance, Inc., our car insurance specialist are trained to custom design your Auto Insurance policy so that it works for you, and all your family vehicles. We serve drivers near Spokane, Coeur D' Alene, Deer Park, Cheney, Colville, and Richland, WA.
With multiple options, we can get you on the road, worry-free in no time.
As your trusted source for
Car/Auto Insurance, James B Black & Associates Insurance, Inc. offers multiple types coverage and additional protection options, such as:
Why Auto Insurance?
If you’re involved in an accident without car insurance, you’re looking at high out-of-pocket costs, injury liability – even serious legal issues.
You spend a lot of your hard earned money on your car. And in return, it takes you where you need to go, when you need to go. That freedom needs to be protected. Don't compromise it by not being prepared, in the event of an accident or theft, or damage. Your car is important to you, and should be protected proactively. Auto Insurance policies have so many different options for coverage that it's important for you to speak with one of our Auto Insurance agents at James B Black & Associates Insurance, Inc. to tailor a plan specifically for you.
Related Products:
Liability Coverage
Safeguard yourself from financial worry due to injury or property damage if you are at fault in an accident.
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Comprehensive Coverage
Be prepared for any non-collision oriented accidents by adding Comprehensive Coverage to your Auto policy.
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Collision Coverage
If you're involved in an accident with another vehicle or object and your car is damaged, Collision will help you pay for repairs.
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Uninsured & Underinsured Motorist Coverage
Protect yourself, your passengers, and your vehicle in the event of a collision with an uninsured or underinsured driver.
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Diminishing Deductible
Get rewarded for being accident and violation free with credit towards collision deductibles to help you save.
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Accident Forgiveness
Find out how you can qualify to have your first chargeable accident forgiven -- so your rates won't go up.
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Minor Violation Forgiveness
Safe drivers deserve a second chance, and with Minor Violation Forgiveness, your rates won't increase due to a minor traffic citation.
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Roadside Assistance
Sign up for a basic or premium Roadside Assistance package and receive extended towing, flat tire service and much more.
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Specialty Auto Insurance
A vehicle as unique as its driver requires more than a basic Auto policy. Make sure your Specialty Auto is protected.
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24-Hour Customer Service
Get the attention you need when you need it most with 24/7/365 service at your convenience for accidents, claims, billing and more.
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Towing
Don't let an unexpected breakdown leave you stranded. Towing support provides emergency Roadside Assistance when you need it most.
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Rental Reimbursement
Don't let an unforeseen accident keep you out of commission. With Rental Reimbursement, you can get back on the road in no time.
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Personal Injury Protection (PIP)
With the right coverage options, you and your passengers can be on the road to recovery after an accident.
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Mexican Auto Insurance
Specialized Mexican Auto Insurance can keep you both safe and legal on your next trip south of the border.
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Medical Payments Coverage
Your family is important. If an accident should occur, make sure their medical expenses are taken covered.
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